Property taxes in Baltimore City, Maryland

Q: How are property taxes calculated in Baltimore City?

Rate Gazetteer uses U.S. Census Bureau ACS 2023 5-year county medians (B25103 / B25077) for real estate taxes paid and owner-occupied home value; implied rate = median tax ÷ median value. This is a survey rollup—your county assessment office, SDAT, and collector sets parcel mills and assessments. Baltimore City — median owner-occupied real estate taxes ($3,236) and median home value ($219,300) from U.S. Census Bureau ACS 2023 5-year (Tables B25103 / B25077). Implied effective rate ≈ 1.48% (median tax ÷ median value).

Q: When are property taxes due in Maryland?

Maryland property tax due dates are set by county and municipal collectors—many jurisdictions bill in July and December installments—confirm on your tax bill or SDAT materials.

Q: How can I lower my property tax bill in Baltimore City?

Appeal assessed value with SDAT / county procedures after your notice, claim homestead tax credit and other programs you qualify for, and verify county and municipal lines on your bill.

Q: What exemptions or assessment appeals matter in Baltimore City?

Maryland combines homestead assessment caps, homeowners’ tax credit, and county programs—Comptroller and SDAT publish filing rules. Programs include homestead assessment caps, homeowners’ tax credit, and county senior/disability credits—Comptroller / SDAT publish eligibility.

Q: Why don’t these county medians match my property tax bill?

This page uses U.S. Census Bureau ACS county medians—a statistical summary of owner-occupied homes, not your parcel’s assessed value, class, or mill rate stack. Confirm exemptions and district lines on your county or municipal tax bill materials.

For Baltimore City, U.S. Census Bureau ACS county medians imply about 1.48% of median owner-occupied value in reported annual property taxes ($219,300 value, $3,236 taxes)—a regional survey snapshot, not your individual notice.

Baltimore City — median owner-occupied real estate taxes ($3,236) and median home value ($219,300) from U.S. Census Bureau ACS 2023 5-year (Tables B25103 / B25077). Implied effective rate ≈ 1.48% (median tax ÷ median value).

Baltimore City is an **independent city**—property tax combines **city** and **school** funds distinct from surrounding **Baltimore County**.

Last verified2026-04-18

Reference

Rates at a glance

Effective rate is median real estate taxes ÷ median owner-occupied value (U.S. Census Bureau ACS 2023 5-year county medians—Connecticut uses the 2021 county file). Local assessors and tax officials set parcel mills and credits.

Implied eff. rate (ACS medians): 1.48%
Median annual taxes (ACS): $3,236
Median home value (ACS): $219,300
County population (2024 estimate): 568,271

How this compares nationally

Baltimore City’s modeled effective rate here is 1.48% of this page’s benchmark. That modeled effective rate is above the broad national band many surveys use for orientation (often roughly 1–1.3% of home value, varying by source and methodology)—state and county structures differ widely.

Orientation band (~1–1.3%): many U.S. surveys summarize owner-occupied property taxes in that range as a share of value—definitions differ. See Tax Foundation — Property taxes as a percentage of owner-occupied housing value (state / local, illustrative national context).

Estimate

Modeled property tax

Annual tax (modeled)

$3,236

Breakdown

Levy components

Major portions of the published rate stack (schools, county, specials) as labeled on the cited source—not parcel-specific.

Component	Detail
County & municipal	Maryland property tax combines state, county, and municipal levies—SDAT oversees assessments; bills vary by taxing district.
Special taxing districts	Metro, fire, sanitary, and other special districts may add to your bill beyond the county median.

Assessment & taxable value

Maryland **SDAT** supervises property assessments; **taxable assessment** may be limited by **homestead** and other programs before **county** and **municipal** rates apply.

Exemptions & credits

HomesteadReference
Homeowners’ / homestead tax credit
Maryland’s **homestead** tax credit limits taxable assessment growth for eligible owner-occupied homes—file the **one-time application** with SDAT.
SeniorReference
Senior / disability relief
**Income-tested** and **senior** programs may reduce county tax—verify **SDAT** and county materials.
Other creditReference
Assessment appeal
Appeal **assessed value** with your **county assessment office** on published deadlines.

Programs include **homestead assessment caps**, **homeowners’ tax credit**, and **county** senior/disability credits—**Comptroller / SDAT** publish eligibility.

Tools

Estimate for your home

Move the slider to scale this page’s published model to a different home value. Illustrative only.

Your value

$0—$1,719,300

Value

Illustrative annual tax

$3,236

Implied effective rate at this value: 1.48% (after value scaling).

The slider scales the headline modeled tax in proportion to this page’s benchmark home value. If your taxable assessed value differs from market price (caps, fractional assessment, exemptions), your actual bill will not match a simple market multiple.

Not a tax bill, legal estimate, or appeal tool. Exemptions, caps, specials, and assessment rules can change your actual amount; confirm with your assessor or collector.

FAQ

Common questions

Short answers tied to this county’s model—always confirm dates and eligibility on official notices.

How are property taxes calculated in Baltimore City?

Rate Gazetteer uses U.S. Census Bureau ACS 2023 5-year county medians (B25103 / B25077) for real estate taxes paid and owner-occupied home value; implied rate = median tax ÷ median value. This is a survey rollup—your county assessment office, SDAT, and collector sets parcel mills and assessments. Baltimore City — median owner-occupied real estate taxes ($3,236) and median home value ($219,300) from U.S. Census Bureau ACS 2023 5-year (Tables B25103 / B25077). Implied effective rate ≈ 1.48% (median tax ÷ median value).

When are property taxes due in Maryland?

Maryland property tax due dates are set by county and municipal collectors—many jurisdictions bill in July and December installments—confirm on your tax bill or SDAT materials.

How can I lower my property tax bill in Baltimore City?

Appeal assessed value with SDAT / county procedures after your notice, claim homestead tax credit and other programs you qualify for, and verify county and municipal lines on your bill.

What exemptions or assessment appeals matter in Baltimore City?

Maryland combines homestead assessment caps, homeowners’ tax credit, and county programs—Comptroller and SDAT publish filing rules. Programs include homestead assessment caps, homeowners’ tax credit, and county senior/disability credits—Comptroller / SDAT publish eligibility.

Why don’t these county medians match my property tax bill?

This page uses U.S. Census Bureau ACS county medians—a statistical summary of owner-occupied homes, not your parcel’s assessed value, class, or mill rate stack. Confirm exemptions and district lines on your county or municipal tax bill materials.

Sources

Verification

Primary reference

U.S. Census Bureau — American Community Survey (2023 5-year), Tables B25103, B25077, and B01003, county level (Maryland)

Last verified: 2026-04-18
Evidence type: Estimated

Built from secondary sources, summaries, or mixed references—not a single primary document.

County figures use **ACS 2023 5-year** **medians** for annual property taxes and owner-occupied home value; population from **B01003** (same survey) or **POPESTIMATE2024** where matched. Implied **effective rate** = median tax ÷ median value—a county summary, **not** every parcel. Confirm **millage** and **exemptions** with local officials.

Related official pages

Reference population (context): 568,271